Home Talk Blog

Since the U.S. started recovering from the economic downturn, credit scores have improved dramatically. In 2017, the average FICO score was 700 — 14 points higher than the average 10 years ago. However, that number doesn’t paint the entire picture… Plenty of Americans still live with bad credit and...


When you first buy a home, getting approved and signing your mortgage can be exciting. You've worked hard, and now, you can enjoy what being a homeowner has to offer.

However, the market is constantly moving and what was a great deal two or five years ago may not be today. Maybe your credit and...


You’ve been thinking about refinancing your home in Denver. You’ve done your research and know that the Denver housing market has seen over a 50% growth in value in the past 5 years alone.

You want to plan for your future and know that taking the equity out of your home through a refinance could...


Are you struggling to pay your monthly mortgage payments?  A simple mortgage refinance can help. Or maybe you’re looking for ways to minimize your long-term interest expense. Fortunately, a mortgage refinance can help with that too!  


While refinancing a mortgage can save money, most people may not have considered how it'll affect their credit and the impact it may have on their lives.


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