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Home Talk Blog

Since the U.S. started recovering from the economic downturn, credit scores have improved dramatically. In 2017, the average FICO score was 700 — 14 points higher than the average 10 years ago. However, that number doesn’t paint the entire picture… Plenty of Americans still live with bad credit and...

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When you first buy a home, getting approved and signing your mortgage can be exciting. You've worked hard, and now, you can enjoy what being a homeowner has to offer.

However, the market is constantly moving and what was a great deal two or five years ago may not be today. Maybe your credit and...

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You’ve been thinking about refinancing your home in Denver. You’ve done your research and know that the Denver housing market has seen over a 50% growth in value in the past 5 years alone.

You want to plan for your future and know that taking the equity out of your home through a refinance could...

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Are you struggling to pay your monthly mortgage payments?  A simple mortgage refinance can help. Or maybe you’re looking for ways to minimize your long-term interest expense. Fortunately, a mortgage refinance can help with that too!  

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While refinancing a mortgage can save money, most people may not have considered how it'll affect their credit and the impact it may have on their lives.

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