Home Talk Blog

You may be thinking, “Why would anyone even spend time writing an article about a topic that is seemingly so simple?”

Time and time again, we hear about people that have given up all hope on becoming a homeowner due to filing bankruptcy. While a bankruptcy filing (and/or discharge) can be a major blow to your financial reputation and credit score, it is not an automatic denial when looking to buy a new home.

Whether you’ve completed your service for the U.S. military or are currently still doing so, there are several key tips that can help you save money. These tips apply if you’re preparing to buy a home or even if you’re looking to refinance a home you already own with a local mortgage company.

Buying a home may be one of the most overwhelming (but rewarding) milestones in your life. Add in challenges such as tight timelines or having less-than-perfect credit and those feelings may paralyze you from pursuing your dream home. 

If you’re just starting the home buying or refinancing process, you may have a lot of questions and stress about the financing part. One of the questions may be whether you should choose a direct mortgage lending company, a mortgage broker, or a bank to process your loan.