It’s easy to get overwhelmed when you think about saving for a down payment and paying closing costs on a loan. It holds many people back from buying a home, but here are 5 ways to reduce closing costs and they are easier than most people think.



Denver is a great place to live. Colorado is a great place to live. There’s so much to do and a great deal of opportunities. Not only that, but we have the Rocky Mountains as a backdrop on the horizon and over 300 days of sunshine per year. Additionally, Colorado has some of the best world-class...


Should I offer the asking price?

Should I offer 50,000 low and hope to meet in the middle?

Should I offer 5000 below?

Should I offer over asking price?

Do I really need to include an inspection?


Buying a home is overwhelming... especially when you haven't done it before. Below we dive into current housing market trends and break down the home buying process into 10 simple steps. Remember, a good mortgage lending company, like US, is there to help every step of the way! 


You may be thinking, “Why would anyone even spend time writing an article about a topic that is seemingly so simple?”


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