Privacy Policy

Customer service is very important to all of us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.

Information We Collect

We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.
• Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
• Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
• From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

Information We Disclose

Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.

We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.

Privacy Policy.

1. Data Collection and Use:

o "We collect your phone number and consent status to provide you with SMS services. This information is used solely for the purpose of delivering text messages related to the campaign you have opted into." 

2. Data Sharing:

o "We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages."

3. Data Protection:

o "We are committed to protecting your personal information and have implemented appropriate technical and organizational measures to ensure its security."

4. User Rights:

o "You have the right to access, correct, or delete your personal information. You can opt-out of receiving messages at any time by replying STOP."

5. Contact Information:

o "For any questions or concerns regarding your privacy, please contact us at 855-USM-LOAN (855-876-5626)."

Terms and Conditions

1. Program Description:

o "By opting into our SMS program, you agree to receive text messages from US Mortgages regarding Mortgage loans, Equity loans and Business lines of credit."

2. Message Frequency:

o "Message frequency may vary. You will receive 1-2 messages per month or when necessary" 

3. Cost Disclosure:

o "Standard message and data rates may apply. Please check with your mobile provider for details."

4. Opt-Out Instructions:

o "You can opt-out of receiving messages at any time by replying STOP. For help, reply HELP."

5. Customer Care:

o "For assistance, contact our customer care at 855-USM-LOAN (855-876-5626)."

6. Legal Disclaimers:

o "By participating, you agree to our terms and conditions and privacy policy. We reserve the right to modify these terms at any time."

7. Links:

o "For more information, please visit www.usmortgages.com/privacy-policy and www.usmortgages.com/terms-and-conditions."