Home Talk Blog

Whether you’ve completed your service for the U.S. military or are currently still doing so, there are several key tips that can help you save money. These tips apply if you’re preparing to buy a home or even if you’re looking to refinance a home you already own with a local mortgage company.

We have all heard that now is a good time to refinance a home. Is this truly a fact or is it like a mattress that’s on sale every single day? The reality is every person’s scenario is unique. While it may be highly beneficial for someone to refinance, it may be counterintuitive for another. So if...

If you’re just starting the home buying or refinancing process, you may have a lot of questions and stress about the financing part. One of the questions may be whether you should choose a direct mortgage lending company, a mortgage broker, or a bank to process your loan.

If you're in the market for a new home, chances are you’re daydreaming about all the new memories you want to make. Backyard BBQs with friends, the new kitchen you’re going to put in — the opportunities are endless. Looking for a new home can be a lot of fun. The financing part on the other hand,...

Since the U.S. started recovering from the economic downturn, credit scores have improved dramatically. In 2017, the average FICO score was 700 — 14 points higher than the average 10 years ago. However, that number doesn’t paint the entire picture… Plenty of Americans still live with bad credit and...