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Home Talk Blog

If you're in the market for a new home, chances are you’re daydreaming about all the new memories you want to make. Backyard BBQs with friends, the new kitchen you’re going to put in  the opportunities are endless. Looking for a new home can be a lot of fun. The financing part on the other hand,...

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If you have hopes of trading your rental for a home of your own, you may be feeling the weight of saving for what will likely be one of the largest purchases in your lifetime. Perhaps even worse, if you’re stuck living at your parent's house, you’re probably wishing you could have this money saved...

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A down payment can be one of the greatest challenges to home ownership. Even if you were looking for a home in a modestly-priced market, saving 20% for a down payment can add up to over tens of thousands of dollars easily. This coupled with closing and moving costs alone can make your goal of...

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If you’re a renter that’s interested in buying a home, or a homeowner considering whether renting would make more sense for your life circumstances, chances are you have evaluated the costs, benefits, and cons of owning versus renting your home. There are many advantages to both and making the...

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Since the U.S. started recovering from the economic downturn, credit scores have improved dramatically. In 2017, the average FICO score was 700 — 14 points higher than the average 10 years ago. However, that number doesn’t paint the entire picture… Plenty of Americans still live with bad credit and...

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