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Home Loan Lending Company in Denver, CO

Since 1996, US Mortgages has been helping homebuyers make their dreams come true. From purchasing first homes to refinancing homes to meet financial goals, US Mortgages takes great pride in never offering a loan that doesn't benefit the borrower. As a mortgage company in Denver, we offer hundreds of customizable loan products that can help people in most financial situations. Besides our quick loan decisions, fast closings and competitive rates, why choose US Mortgages?

Our Home Mortgage Loan Officers and Personal Loan Consultants within our company located in Denver offer decades of intricate knowledge and experience to provide viable options that can substantially improve your financial condition. Our enhanced product guidelines along with our experienced and educated staff in and around the Denver area, set us apart from any other mortgage lending company who are looking to make a quick sale with little regard for how it affects the borrower.

Refinance

How do you know if you're ready to refinance your mortgage? Will a mortgage refinance be beneficial to your financial situation? At US Mortgages, when refinancing your mortgage, we consider every person's unique financial situation and will never advise a loan when it isn't in the borrower's best interest.

Purchase

Have you decided to purchase your first home? Or are you a seasoned homebuyer who is very familiar with the process? Either way, congratulations on your decision! There are many important things to consider throughout the process, especially if you're looking to purchase a home in Denver.

Pre-Qualify In Minutes

With just some basic information, you are on your way to your new Home. In most cases, our agents will call you in a few minutes to get things started. In some rare events it could be up to 24 hours. We always try to call between 8am and 8pm MST, Monday - Friday. If you would prefer we did call outside those ours, please just add in a note and we will be happy to oblige.

Why should I get pre approved for my home loan or refinancing?

Home loan pre approval in Denver simplifies the loan process. Preapproval allows a lender to see a full 360 degree view of the borrower's financial situation, enabling us to advise borrowers on all home loan considerations. This helps us identify which loan we offer is the best fit for the borrower. Prequalification allows borrowers to pursue the loan that's best for them and their financial situation.

How can I get ready for home loan prequalification in Denver?

Excellent question! A great place to start is by understanding what lenders look at. For the most part, lenders look at 4 things. The first is your FICO credit score which includes your payment history, credit utilization and the length of your credit history. The second is your income with respect to your monthly housing costs. The third is the number of current loans you have and their status. The fourth and final thing lenders consider is the percentage of the cost of the home you're looking to purchase that you can put as a down payment. Get ready for prequalification by understanding your status in these areas and identifying what you can do to improve them before buying a home.

About US Mortgages

US Mortgages has been securing mortgage pre approval in Denver for over 20 years. Let us know how to reach out to you, or give us a call today.

Pre-qualification means one of our mortgage specialists will contact you. This does not represent an offer to enter into a loan agreement. Loans subject to credit and property approval. Normal credit qualifications and other terms and conditions apply. Not all loan products or terms are available in all states.

Why should you choose US Mortgages?

Why should you choose US Mortgages?

As a cultured Denver mortgage broker, we understand the desire of owning your home. From first time homebuyers with no existing properties to seasoned home flippers with 10 financed properties, our home mortgage company consultants are true specialists in all levels of home mortgage loans and financing.

The Big Loan Is Not a Big Problem with Us

The Big Loan Is Not a Big Problem with Us

The "Jumbo" loan is any loan over $453,100. While most lenders require an in depth review, and sometimes 2 underwriters along with 2 appraisals to sign off on - US Mortgages only needs 1. At US Mortgages, we accept applications for all credit levels good credit to bad but do require full documentation of income.

We Provide Free Credit Counseling

We Provide Free Credit Counseling

In addition to developing and providing customized mortgage and loans to our Denver borrowers, we also offer them FREE mortgage and credit counseling. Free credit counseling is a key aspect of the way we prove our value to our customers—when our advice becomes material, credit and financial situations improve.