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Dreams Start Here

Buying a new home or refinancing has never been so simple.
Purchase Options
Refinance Options

Talk To US First!

With our Home Safe Equity GuaranteeTM, every qualifying home loan from US Mortgages is insured against a market loss for 10 years!

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Do It Yourself and Save! Apply Online Now!

Start the Process Easily!

We have built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

What you will need

Documentation for all borrowers, including: social security number, contact and employment information, best estimates of income, assets, and liabilities.

After you finish the application

We will contact you to: Guide you through the loan process, complete your loan application package, and help you select the best program and interest rate.

Why Choose Us Mortgages?

Buying or refinancing a home is one of the largest decisions you'll ever make.

Since 1996, US Mortgages has been helping home buyers make their dreams come true. From purchasing first homes to refinancing homes to meet financial goals, US Mortgages takes great pride in never offering a loan that doesn't benefit the borrower. As a mortgage company in Denver, we offer hundreds of customizable loan products that can help people in most financial situations. Besides our quick loan decisions, fast closings and competitive rates, why choose US Mortgages?

Loan Programs

With over 22 years of experience and the access to loan programs like VA, FHA USDA, Conventional and more -- meeting your unique financial goals has never been so simple.

Product Solutions

Whether you're a first time buyer or current home owner, real estate investor, veteran or just settling a divorce; we have exclusive products that will meet your needs.

Our Guarantee

Every one of our loans comes with a Lifetime Origination Guarantee™, that means you'll never pay origination or appraisal fees on any future home financing needs.


The Different Types of Mortgage Loans

Check Out Our Products Below, Only Available at US Mortgages
  • Home Safe Equity Guarantee
  • Goal Keeper Refinance
  • Home. Made Simple
  • Home Safe Down Payment Guarantee
  • Lifetime Origination Guarantee
  • Investors Edge Financing

Home Safe Equity Guarantee™

Home prices are up! Now is the best time to refinance, take some cash out, and lock in your equity gains because every qualifying home loan from US Mortgages can be insured against a market loss for 10 years! If the value of your home goes down in the future and you need to sell for any reason, the appraised equity value determined at closing is protected. The best part is that it’s included with every qualifying refinance from US Mortgages.

Ask your Personal Mortgage Advisor for more details.

Goal Keeper Refinance™

Do you want to refinance without starting your loan term all over again? Our Goal Keeper Refinance™ program allows you to refinance to a lower monthly payment or take advantage of your equity by taking cash out all while matching the repayment date on your current loan so you stay on track to own your home free and clear when YOU want to!     

Ask your Personal Mortgage Advisor for more details.

Home. Made Simple.®

The US Mortgages Home. Made Simple.® Down Payment Grant Program is designed to increase the home ownership opportunities for Colorado individuals and their families. Get up to 5% of the purchase price of the home to use for your down payment from US Mortgages.

Ask your Personal Mortgage Advisor for more details.

Home Safe Down Payment Guarantee™

If you’ve been afraid to buy a home because you think the market is at the top, you can relax and breathe easy because every down payment on all qualifying home loans from US Mortgages are insured against a market loss for 10 years! If the value of your home goes down in the future and you need to sell for any reason, your original down payment (up to 20% of the appraised home value at closing) is protected. The best part is that it’s included with every qualifying home loan from US Mortgages.

Ask your Personal Mortgage Advisor for more details.

Lifetime Origination Guarantee™

Every home loan from US comes with the US Mortgages Lifetime Origination Guarantee™. It’s simple, if at any time, you need or want to refinance your home loan from US Mortgages for any reason or buy a new home just let us know and we’ll waive origination and application fees, as well as reimburse the appraisal cost at closing! This can reduce your overall closing costs by as much as $2,500! 

Ask your Personal Mortgage Advisor for more details.

Investors Edge Financing ™

US Mortgages is making it simple for real estate investors to finance new properties with lower qualification documentation and up to 80% cash back refinancing, making it easier to recoup your cash and reinvest in another property.

Ask your Personal Mortgage Advisor for more details.

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Calculate Mortgage Payments

Want to know what the payment would be for your home? Use the calculator below to see what your principal and interest payment would be for specific terms and rates. 


Annual Interest Rate

Mortgage term

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Check out some other great resources

Calculate Your DTI Ratio
Emergency Cash Reserves
Home Safe Equity Guarantee
Talk with a Personal Mortgage Advisor Today! 
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Don't Take Our Word For It...

See what our customers are saying about us!

"Very relaxing & stress free"

I had the opportunity to work with Mr. Todd W. on obtaining a home loan. I was extremely pleased with this experience! His professionalism and incredible knowledge of this process made what could be a very stressful time, very relaxing and stress-free! I will always use and highly recommend Mr. Todd for any and all lending needs!

Dawn W.
Denver, Colorado

"Very relaxing & stress free"

Wilson has helped us with two refinances and been great to work with. He came up with a solution to save us hundreds of dollars both times. He was very helpful and addressed all our questions and concerns quickly.

Julie R.
Lakewood, Colorado

"Very relaxing & stress free"

My husband and I purchased a home using US Mortgages and was extremely pleased with Jeanette I. and Wilson T. They were concerned when necessary and continually updated us on status of paperwork, contracts, and items dealing with our purchase. I would recommend them to anyone who is going to buy a home.

Veronica B.
Denver, Colorado

"Very relaxing & stress free"

There are a lot of choices in mortgage loan companies out there, and finding the right one is critical. This is a big purchase! I was fortunate enough to have found Dave M. at US Mortgages. Dave walked us through the process, got us a great deal on our refi and got it done in a very timely manner, at great rate. Do yourself a favor - when you need a mortgage, there is only one person I would go with - Dave M. with US Mortgages!

David M.
Denver, Colorado

"Very relaxing & stress free"

I worked with George H. at US Mortgages, he was awesome, was on top of everything and kept me informed with the progress. Once he got the OK to close from underwriting I had a notary at my house that evening signing the papers.

Keefe & Kathleen R.
Centennial, Colorado
We Help You Find Your Dream Home