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Helping Colorado homeowners and buyers for over 24yrs save money with low fixed rates.
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We have built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

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Documentation for all borrowers, including: Social Security Number Contact and employment information Best estimates of income, assets, and liabilities

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Why Choose US Mortgages?

Buying or refinancing a home is one of the largest decisions you'll ever make.

Since 1996, US Mortgages has been helping home buyers make their dreams come true. From purchasing first homes to refinancing homes to meet financial goals, US Mortgages takes great pride in never offering a loan that doesn't benefit the borrower. As a mortgage company in Denver, we offer hundreds of customizable loan products that can help people in most financial situations. Besides our quick loan decisions, fast closings and competitive rates, why choose US Mortgages?

Best loan programs and mortgage options in Colorado
We Say Yes

When others say no, we say yes. We can help no matter what. Whether you have good, bad, or poor credit our team is here to help secure a good loan. We help borrowers like VA, FHA, USDA, conventional or jumbo. Simply tell us your mortgage needs are and we'll make it easy for you to fulfill them.

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Best Colorado lender for home loans and refinancing.
We Can Help

Are you a first-time homebuyer or borrower looking to refinance? Maybe you're a real estate investor who needs a team of mortgage experts who makes loans, not excuses. Or you're a veteran who knows what it means to serve and appreciates great service? Going through a divorce? We can help.

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Best Colorado mortgage guarantees for home loans and refinancing
No Origination Fees

When you become a US Mortgages client you will never have to worry about origination fees again. Our Lifetime Origination Guarantee™ means you'll never pay origination or appraisal fees on any future home financing needs.)” We’re here to serve you and when we do, you become part of our family — for life.

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Which Type of Mortgage Loan Is Best For You?

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These Saving Programs are Only Available at US Mortgages
  • Goal Keeper Refinance
  • Scores Below 620 OK
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  • Lifetime Origination Guarantee
  • Investors Edge Financing

Refinance With No Extra Years Added

Do you want to refinance without starting your loan term all over again? Our Goal Keeper Refinance™ program allows you to refinance to a lower monthly payment or take advantage of your equity by taking cash out all while matching the repayment date on your current loan so you stay on track to own your home free and clear when YOU want to!     

Ask your Personal Mortgage Advisor for more details.

Lifetime Origination Guarantee™

Every home loan from US comes with the US Mortgages Lifetime Origination Guarantee™. It’s simple, if at any time, you need or want to refinance your home loan from US Mortgages for any reason or buy a new home just let us know and we’ll waive origination and application fees, as well as reimburse the appraisal cost at closing! This can reduce your overall closing costs by as much as $2,500! 

Ask your Personal Mortgage Advisor for more details.

Investor's Edge Financing™

US Mortgages is making it simple for real estate investors to finance new properties with lower qualification documentation and up to 80% cash back refinancing, making it easier to recoup your cash and reinvest in another property.

Ask your Personal Mortgage Advisor for more details.

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Making home ownership dreams come true for 20+ years.

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Equal Housing Opportunity Lender
NMLS #392126

2.25% rate is for 15yrs and has an APR of 2.55% requires 740 scores, 30% or greater equity, DTI under 45%, owner-occupied only, limited to rate and term refi with a min loan size of 125,000 and a max loan size of 510,400 as of 7.30.20. 2.375% no lender fee rate is for 15yrs and has an APR of 2.535% as of 6.25.20 No lender fees require a min loan size of 300K. Max loan amount 510,400. Rate and term only, cash out or consolidation loans allowed with addl FNMA/FHLMC fees based on bwrs qualifications.

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