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We have built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

What you will need

Documentation for all borrowers, including: Social Security Number Contact and employment information Best estimates of income, assets, and liabilities

With our Home Safe Equity GuaranteeTM, every qualifying home loan from US Mortgages is insured against a market loss for 10 years!

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Why Choose US Mortgages?

Buying or refinancing a home is one of the largest decisions you'll ever make.

Since 1996, US Mortgages has been helping home buyers make their dreams come true. From purchasing first homes to refinancing homes to meet financial goals, US Mortgages takes great pride in never offering a loan that doesn't benefit the borrower. As a mortgage company in Denver, we offer hundreds of customizable loan products that can help people in most financial situations. Besides our quick loan decisions, fast closings and competitive rates, why choose US Mortgages?

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Variety of Loan Programs

You need a Colorado mortgage lender with decades of experience and access to the loan(s) you need and we do them all, including VA, FHA, USDA, Conventional, and Jumbo, etc. You tell us what your mortgage needs are and we'll make it easy for you to fulfill them. (See our Alligator Guarantee while you're here.)

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The Right Product Solutions

Are you a first-time buyer or looking to refinance? Maybe you're a real estate investor who needs a team of mortgage experts who makes loans, not excuses. Or you're a veteran who knows what it means to serve and appreciates great service? Going through a divorce? We understand life and can help you.

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Our Alligator Guarantee

If you'll allow us to meet your mortgage needs you'll be so thrilled with us you'd swim through an alligator-infested swamp to tell your best friend about us. (And our Lifetime Origination Guarantee™ means you'll never pay origination or appraisal fees on any future home financing needs.)

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Which Type of Mortgage Loan Is Best For You?

Scroll Through The Programs Below That Are Only Available at US Mortgages
  • Home Safe Equity Guarantee
  • Goal Keeper Refinance
  • Home. Made Simple
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  • Home Safe Down Payment Guarantee
  • Lifetime Origination Guarantee
  • Investors Edge Financing

Home Safe Equity Guarantee™

Home prices are up! Now is the best time to refinance, take some cash out, and lock in your equity gains because every qualifying home loan from US Mortgages can be insured against a market loss for 10 years! If the value of your home goes down in the future and you need to sell for any reason, the appraised equity value determined at closing is protected. The best part is that it’s included with every qualifying refinance from US Mortgages.

Ask your Personal Mortgage Advisor for more details.

Goal Keeper Refinance™

Do you want to refinance without starting your loan term all over again? Our Goal Keeper Refinance™ program allows you to refinance to a lower monthly payment or take advantage of your equity by taking cash out all while matching the repayment date on your current loan so you stay on track to own your home free and clear when YOU want to!     

Ask your Personal Mortgage Advisor for more details.

Home. Made Simple.®

The US Mortgages Home. Made Simple.® Down Payment Grant Program is designed to increase the home ownership opportunities for Colorado individuals and their families. Get up to 5% of the purchase price of the home to use for your down payment from US Mortgages.

Ask your Personal Mortgage Advisor for more details.

Home Safe Down Payment Guarantee™

If you’ve been afraid to buy a home because you think the market is at the top, you can relax and breathe easy because every down payment on all qualifying home loans from US Mortgages are insured against a market loss for 10 years! If the value of your home goes down in the future and you need to sell for any reason, your original down payment (up to 20% of the appraised home value at closing) is protected. The best part is that it’s included with every qualifying home loan from US Mortgages.

Ask your Personal Mortgage Advisor for more details.

Lifetime Origination Guarantee™

Every home loan from US comes with the US Mortgages Lifetime Origination Guarantee™. It’s simple, if at any time, you need or want to refinance your home loan from US Mortgages for any reason or buy a new home just let us know and we’ll waive origination and application fees, as well as reimburse the appraisal cost at closing! This can reduce your overall closing costs by as much as $2,500! 

Ask your Personal Mortgage Advisor for more details.

Investors Edge Financing ™

US Mortgages is making it simple for real estate investors to finance new properties with lower qualification documentation and up to 80% cash back refinancing, making it easier to recoup your cash and reinvest in another property.

Ask your Personal Mortgage Advisor for more details.

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