Mortgages & Refinancing News

If you’re applying for a conventional or non-government-backed mortgage, a 20% down payment is generally required. If you don’t have that much saved up, lenders will require you to purchase mortgage insurance, also known as Principal Mortgage Insurance (PMI). Borrowers who put less than 20% down...

POST UPDATED ON 4/2/2019

You may have heard some rumors swirling around the Denver housing market recently. Rumors that the Denver housing market may be in danger of crashing.

Could these rumors be true?

If you’re wondering "How much house can I afford in Denver?", you’re not alone! 

The Denver market has been hot for years now, with no sign of cooling. Today’s buyers have the opportunity to jump on the Denver real estate train while property values are still climbing. 

Of course before you jump,...

FHA loans are among the most popular loan types in the US, with an estimated 7.95 million homes currently in the FHA portfolio. 

This popularity is largely thanks to the buyer-friendly process and terms. After all, qualifying for a home loan with Colorado mortgage lenders for an FHA loan is much...

As Colorado home prices continue to rise, it’s becoming increasingly challenging for buyers, especially first time home buyers to save enough money for a down payment on a home.

If you’re planning on buying a home in the hot Colorado real estate market, check out this simple 4-step process to save...