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Home Talk Blog

Owning a home is one of the most essential elements of the American Dream. If you work hard, and are determined and disciplined, you can reap the reward of owning your own home.

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You’ve decided you’re ready to buy a home. You drive through your dream neighborhoods, watch insane amounts of HGTV, and stop by the occasional open house. Sound like you?

Daydreaming about your new home is a lot of fun. But there’s a process to follow in order to make home buying as smooth and...

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If you’re applying for a conventional or non-government-backed mortgage, a 20% down payment is generally required. If you don’t have that much saved up, lenders will require you to purchase mortgage insurance, also known as Principal Mortgage Insurance (PMI). Borrowers who put less than 20% down...

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POST UPDATED ON 4/2/2019

You may have heard some rumors swirling around the Denver housing market recently. Rumors that the Denver housing market may be in danger of crashing.

Could these rumors be true?

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If you’re wondering "How much house can I afford in Denver?", you’re not alone! 

The Denver market has been hot for years now, with no sign of cooling. Today’s buyers have the opportunity to jump on the Denver real estate train while property values are still climbing. 

Of course before you jump,...

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