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Home Talk Blog

It’s easy to get overwhelmed when you think about saving for a down payment and paying closing costs on a loan. It holds many people back from buying a home, but here are 5 ways to reduce closing costs and they are easier than most people think.

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If you’re applying for a conventional or non-government-backed mortgage, a 20% down payment is generally required. If you don’t have that much saved up, lenders will require you to purchase mortgage insurance, also known as Principal Mortgage Insurance (PMI). Borrowers who put less than 20% down...

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As Colorado home prices continue to rise, it’s becoming increasingly challenging for buyers, especially first time home buyers to save enough money for a down payment on a home.

If you’re planning on buying a home in the hot Colorado real estate market, check out this simple 4-step process to save...

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