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Home Talk Blog

US Mortgages

Recent Posts

Since the U.S. started recovering from the economic downturn, credit scores have improved dramatically. In 2017, the average FICO score was 700 — 14 points higher than the average 10 years ago. However, that number doesn’t paint the entire picture… Plenty of Americans still live with bad credit and...


Whether you’re selling or refinancing your home, all mortgage lending companies will require an appraisal during the loan process. Do these 10 action items to get the most value out of your home.


When you first buy a home, getting approved and signing your mortgage can be exciting. You've worked hard, and now, you can enjoy what being a homeowner has to offer.

However, the market is constantly moving and what was a great deal two or five years ago may not be today. Maybe your credit and...


If you’re in the market for a new home, chances are you feel compelled to stop into every open house in the area. Before you do, make sure to follow these 10 open house tips.


Let’s face it... life happens. You could feel completely secure in your career, comfortably living out the American Dream with your beautiful family, fancy SUV, and home in the suburbs. {Insert your own American Dream here}. Life is good...


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