Mortgages & Refinancing News

Denver is a great place to live. Colorado is a great place to live. There’s so much to do and a great deal of opportunities. Not only that, but we have the Rocky Mountains as a backdrop on the horizon and over 300 days of sunshine per year. Additionally, Colorado has some of the best world-class...

Should I offer the asking price?

Should I offer 50,000 low and hope to meet in the middle?

Should I offer 5000 below?

Should I offer over asking price?

Do I really need to include an inspection?

Buying a home is overwhelming... especially when you haven't done it before. Below we dive into current housing market trends and break down the home buying process into 10 simple steps. Remember, a good mortgage lending company, like US, is there to help every step of the way! 

You may be thinking, “Why would anyone even spend time writing an article about a topic that is seemingly so simple?”

Time and time again, we hear about people that have given up all hope on becoming a homeowner due to filing bankruptcy. While a bankruptcy filing (and/or discharge) can be a major blow to your financial reputation and credit score, it is not an automatic denial when looking to buy a new home.