VA Loan Program in Denver

VA Loan Program in Denver

US Mortgages is privileged to give back to the families of the men and women who have fought for our country is through its VA Loan Program in Denver. We are honored to provide this service to both qualified veterans and surviving spouses, for the sacrifices they have made for this nation. Learn more about our VA Loan Program and why it can be a great help below.

Why VA Loans from US Mortgages?

Purchasing a home as a veteran can be a complicated affair. A VA Loan from US Mortgages can help provide an easy transition back into stability from an unstable world. Veterans Affairs Loans, or VA Loans offer veterans the chance to purchase a home without a down payment. The entire cost of your Colorado home can be financed for zero dollars down. They also feature low interest rates exclusive to servicemembers. VA Loans from US Mortgages are one of the few remaining loans that do not require costly private mortgage insurance, saving you from breaking the bank simply on associated fees. VA Loans do not demand a minimum credit score requirement.

How do VA Loans work?

VA Loans are guaranteed by the Department of Veterans Affairs, though they are not a direct lender. This means that even when a recipient of the loan does not have a down payment available or has less than perfect credit (a common occurrence for younger servicemembers especially), those who have risked their lives have the ability to purchase a home at a rate they can afford.

VA Loans also allow you to refinance with an upper limit of 120% of your home's current value.

As a veteran, you have earned the right to lower interest rates, low to no down payment, and simple refinancing through a VA loan. At US Mortgages, it is our privilege to help our veterans find the home of their dreams. Finance your VA loan through us, Colorado's most trusted lender.

About US Mortgages

US Mortgages has been providing no down payment VA loans since 1996. Let us know how to get in touch with you, </about-us/contact-us-mortgages> or give us a call directly to get started securing your VA loan, brightening you and your family's financial future.

Pre-Qualify In Minutes, With No Impact To Your Credit Score

With just some basic information, you are on your way to your new Home. In most cases, our agents will call you in a few minutes to get things started. In some rare events it could be up to 24 hours. We always try to call between 8am and 5pm MST, so we don’t disturb you after hours. If you would prefer we did call outside those ours, please just add in a note and we will be happy to oblige.

Why should I get pre approved for my home loan or refinancing?

Home loan pre approval in Denver simplifies the loan process. Preapproval allows a lender to see a full 360 degree view of the borrower's financial situation, enabling us to advise borrowers on all home loan considerations. This helps us identify which loan we offer is the best fit for the borrower. Prequalification allows borrowers to pursue the loan that's best for them and their financial situation.

How can I get ready for home loan prequalification in Denver?

Excellent question! A great place to start is by understanding what lenders look at. For the most part, lenders look at 4 things. The first is your FICO credit score which includes your payment history, credit utilization and the length of your credit history. The second is your income with respect to your monthly housing costs. The third is the number of current loans you have and their status. The fourth and final thing lenders consider is the percentage of the cost of the home you're looking to purchase that you can put as a down payment. Get ready for prequalification by understanding your status in these areas and identifying what you can do to improve them before buying a home.

About US Mortgages

US Mortgages has been securing mortgage pre approval in Denver for over 20 years. Let us know how to reach out to you, or give us a call today.

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Pre-qualification means one of our mortgage specialists will contact you. This does not represent an offer to enter into a loan agreement. Loans subject to credit and property approval. Normal credit qualifications and other terms and conditions apply. Not all loan products or terms are available in all states.