Bank Statement Loan Program in Denver, CO

Bank Statement Loan Program

Have you been turned down by other lenders for being self-employed? Being your own boss has many advantages, but when it comes to proving your income, many self-employed potential homeowners are turned away from traditional loan programs. Stated income loans in Colorado have become increasingly more common, and it is not hard to see why. Our state's economy is growing rapidly, in no small part thanks to entrepreneurs like you. Still, even with steady income, many self-employed people with good credit have difficulty providing an exact figure for their monthly and annual salaries.

With US Mortgages, we understand that self-employment is a great way for many people to secure the brightest financial future for themselves and their families. Since we understand the validity of self-employment as a career path, we have started to offer a way for self-employed hopeful homeowners to get approved for mortgages and refinancing with our Bank Statement Loan Program.

How is the bank statement loan program we offer at US Mortgages different?

Perfect for those with good credit, who would otherwise qualify for a loan but have difficulty proving their income, our bank statement program makes homeownership possible. When doing mortgages for people who are traditionally employed (through W-2s) we typically ask for pay stubs, tax returns and contact their employer for employment verification. With self-employment, this approach is not possible. However, with the right circumstances present on your bank statement, we will be able to get you into a home, regardless of the kind of employment you have.

Our bank statement program has both fixed rate and adjustable rate mortgages. In exchange for a larger down payment, US Mortgages offers qualified applicants competitively low rates compared to other loan programs.

Are you self-employed and want to learn more about our bank statement loan program?

To learn more about our bank statement loan program and see if one of our hundreds of loan products is right for helping improve the financial health of your family, let us know! You can provide your contact information online and we'll get in touch with you as soon as we can. Another way to get in touch is calling us directly and we will be able to answer any questions you may have.