Family going camping in the woods

HOME BUYING AND REFINANCE RESOURCES



Resources Topics

videos

8 Customers Share Their Home Purchase and Refinance Experience with US Mortgages

Watch
videos

Purchase & Refinance Insight from Dave Shamansky

Watch
videos

5 Customers Share Their Experience Working with US Mortgages

Watch
videos

US Mortgages Refinancing Requisites

Watch
calculators

Mortgage Payment Calculator

Learn More
videos

Purchase Options with US Mortgages

Watch
guides

Home Buying 101: Ten Steps to Home Ownership

Learn More
calculators

Emergency Reserve Fund Calculator

Learn More
calculators

Debt-to-Income Ratio Calculator

Calculate Debt
guides

Credit Score Requirements

Learn More
videos

Frequently Asked Questions - Refinance

Watch
videos

Frequently Asked Questions - Purchase

Watch


Denver Family Hiking After Finishing Refinance Process
Purchase and refinance with confidence knowing your equity is protected from potential loss due to market correction.
Get a Free Quote
Services
Support
Company
Legal
SUBSCRIBE TO OUR NEWSLETTER
The latest news, articles, and resources about Colorado mortgages.
equal-housing
US Mortgages BBB Business Review
© 2024 US Mortgages. All rights reserved. Max loan size for a conventional loan is $766,550 and min loan size is 125k. No lender fee special, requires min loan size of 300k. Eligible loans must meet conventional or FHA/VA requirements. Limited to owner occupied properties only. Not all applicants will qualify. "Lowest Rate for Life" program requires bwrs to maintain good credit and verifiable employment. Loans must be eligible for FNMA, FHLMC or GNMA delivery and all loans require to be underwritten and acceptable by at least one of the federal agencies. On any future loan completed by US Mortgages borrowers will not be charged for any lender fees, including the cost of appraisal up to $600. There is not a limit to the number of loans the borrower can complete under this program, however the interest rate must be dropped by at least 1/2% over their current rate to ensure borrowers receive a net tangible benefit and a minimum of 6 payments must be made on the current loan to be eligible. Purchase Loans and our unique Grant money down payment is limited to owner occupied properties only and buyer must be first time home buyer or not had homeownership within the last 3yrs to be eligible. Borrowers must make at least 6 payments on the loan in order for the Grant Money to be forgiven. Min FICO for Grant Money is 620. Property types (condo, townhome, SFR) are acceptable. 2 unit owner occupied homes are also acceptable. Income restrictions do apply and are limited to 140% of areas average median income. All loans subject to approval and change Equal housing Lender Lic #392126