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Welcome to US Mortgages
FHA & VA Benefits Page.
Apply to receive your government insured entitlement benefit.

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US Mortgages makes it easy to use your government entitlement benefit to maximize your loan savings, both now and in the future. 

Access the benefit included in your FHA / VA loan. Lowering your payment with this is fast & simple.

Apply Now with NO lender, title or appraisal fees. 

Act fast - this special must be locked in by 8/31/26

Maximize savings with our "Lowest Rate for Life" TM

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  • Special Programs for FHA/VA borrowers - NO Requalifying!
  • Save $200 - $500/m (or more)
  • No proof of income
  • No title fees
  • No appraisal
  • Get lower monthly payments without all the Red-Tape
  • Eliminate temp buydown loans, before rate increases!
  • Fully fund negative escrow accounts and save more
  • Get a 1-2 month Break from Payments & Refund of current escrow account (if not in negative balance)

FHA & VA Loan Benefits, NO Requalifying + NO Lender Fees!

Who's America's Favorite Mortgage Company?

Hear why U.S. homeowners talk to US Mortgages first!

Why Choose US Mortgages

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Trusted Experience.

We’re proud to maintain a 99% customer satisfaction rating and an A+ rating with the Better Business Bureau, backed by nearly 30 years of experience.

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We say yes.

When other lenders say no, we say yes. Our personal mortgage advisors work with your unique situation to find the right program for you.

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We save you money.

With our Lowest Rate for Life™ program, you’ll never pay lender or appraisal fees again. If rates drop — even by just 0.5% — you can adjust to the lower rate without the extra costs.