Buy a Manufactured Home in Denver, CO - Loan, Mortgage & Financing Options

Buy a Manufactured Home in Denver, CO - Loan, Mortgage & Financing Options

What do you know about manufactured home purchases in Denver? Chances are not much. Don't equate these to the mobile homes more traditionally associated with "manufactured housing". The process of building manufactured housing has evolved in many ways over the years, to allow endless customization at discounted prices, with all the value and quality of a home built on site!

There are many distinct advantages when you purchase a manufactured home in the Denver area, the biggest of all being cost. US Mortgages can make that cost even more manageable with a loan for your Denver manufactured home. If you buy a manufactured home, consider that it attractively features a lower price point with the same high-quality materials, but high-quality homes permit much greater opportunities for home ownership to many more people. Learn more about manufactured homes and home mortgages in Denver below.

Buy a Manufactured home in Denver

Manufactured homes are easily ignored as a viable Denver housing option by anyone defining them by manufactured homes of the past. This style of home was initially designed to be relocated easily for those whose work required mobility. Now the term manufactured housing has come to refer to homes that were manufactured in a factory. Since 1976, the US Department of Housing and Urban Development has enforced strict codes to ensure these homes are built to the highest standards.

Offering the opportunity for homebuyers to own their own home, at a fraction of the cost. Efficiently built, these homes can cost up to 30% less than a similar home built on site. Often modern manufactured homes look identical to site built homes and retain their value much more readily than manufactured homes of the past. Contact US Mortgages in Denver for manufactured home financing!

Denver Manufactured Home Financing

The focus of what we do at US Mortgages in Denver is helping our borrowers improve their financial situations. If you are looking for information about a manufactured home loan in Denver, US Mortgages can help you when financing the manufactured home of your dreams. With a manufactured home mortgage in Denver, we can help reach your financial goals. Part of our promise to you as a lender is that we will do everything in our power to ensure that your loan improves your financial standing. Contact us at our Denver office to learn more about the loans we offer for manufactured home ownership.

Pre-Qualify In Minutes

With just some basic information, you are on your way to your new Home. In most cases, our agents will call you in a few minutes to get things started. In some rare events it could be up to 24 hours. We always try to call between 8am and 8pm MST, Monday - Friday. If you would prefer we did call outside those ours, please just add in a note and we will be happy to oblige.

Why should I get pre approved for my home loan or refinancing?

Home loan pre approval in Denver simplifies the loan process. Preapproval allows a lender to see a full 360 degree view of the borrower's financial situation, enabling us to advise borrowers on all home loan considerations. This helps us identify which loan we offer is the best fit for the borrower. Prequalification allows borrowers to pursue the loan that's best for them and their financial situation.

How can I get ready for home loan prequalification in Denver?

Excellent question! A great place to start is by understanding what lenders look at. For the most part, lenders look at 4 things. The first is your FICO credit score which includes your payment history, credit utilization and the length of your credit history. The second is your income with respect to your monthly housing costs. The third is the number of current loans you have and their status. The fourth and final thing lenders consider is the percentage of the cost of the home you're looking to purchase that you can put as a down payment. Get ready for prequalification by understanding your status in these areas and identifying what you can do to improve them before buying a home.

About US Mortgages

US Mortgages has been securing mortgage pre approval in Denver for over 20 years. Let us know how to reach out to you, or give us a call today.

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Pre-qualification means one of our mortgage specialists will contact you. This does not represent an offer to enter into a loan agreement. Loans subject to credit and property approval. Normal credit qualifications and other terms and conditions apply. Not all loan products or terms are available in all states.