Attached Single Family Home

Attached Single Family Home

Are you looking to purchase an attached single-family home? Maybe this is your first home, or perhaps you're a seasoned homebuyer looking to flip this alongside your other properties. Whatever the case, there are several loan products we offer that fit the needs of an attached single-family home buyer. Learn more about them below.

What is an attached single-family home?

An attached single-family home is defined by having at least one common wall with another home. It's possible for a home to be considered "attached" even if there's only a few feet connecting the two properties. Though the two homes may visually appear to be the same property, they can each be bought and sold independently of one another. What are examples of attached single family homes? Some examples of attached single family homes include brownstones, townhomes, row houses, duplexes, triplex homes and quadruplex homes.

In certain cases, attached single-family homes can have a Homeowners Association that manages property maintenance of communal areas, as well as setting covenant rules and regulations.

Attached homes provide an alluring option to those looking to own their own property, while seeking to keep their share of exterior maintenance to a minimum. These homes trade the privacy of a detached home for the convenience of a low-maintenance homeownership. Many properties such as row homes or townhomes require that the tenant maintain the interior of the house only, while the HOA or neighborhood manager will ensure that the exterior of each unit is kept to the standard of the community.

What kind of loans can help hopeful homebuyers get an attached single-family home?

Virtually any kind of loan offered by US Mortgages is available to hopeful homebuyers seeking an attached single-family home. We offer many loans, from traditional fixed-rate mortgages, to government backed USDA and VA loans. Struggling to save for a down payment? Contact US Mortgages and see how you can qualify for a loan with a down payment as little as $0!

How do you know whether a conventional or a government backed loan is right for you and your family? Send us an email, or give us a call to talk to one of our Mortgage Loan Officers or Personal Loan Consultants and learn which option is best for you and your family's financial future.

Pre-Qualify In Minutes, With No Impact To Your Credit Score

With just some basic information, you are on your way to your new Home. In most cases, our agents will call you in a few minutes to get things started. In some rare events it could be up to 24 hours. We always try to call between 8am and 5pm MST, so we don’t disturb you after hours. If you would prefer we did call outside those ours, please just add in a note and we will be happy to oblige.

Why should I get pre approved for my home loan or refinancing?

Home loan pre approval in Denver simplifies the loan process. Preapproval allows a lender to see a full 360 degree view of the borrower's financial situation, enabling us to advise borrowers on all home loan considerations. This helps us identify which loan we offer is the best fit for the borrower. Prequalification allows borrowers to pursue the loan that's best for them and their financial situation.

How can I get ready for home loan prequalification in Denver?

Excellent question! A great place to start is by understanding what lenders look at. For the most part, lenders look at 4 things. The first is your FICO credit score which includes your payment history, credit utilization and the length of your credit history. The second is your income with respect to your monthly housing costs. The third is the number of current loans you have and their status. The fourth and final thing lenders consider is the percentage of the cost of the home you're looking to purchase that you can put as a down payment. Get ready for prequalification by understanding your status in these areas and identifying what you can do to improve them before buying a home.

About US Mortgages

US Mortgages has been securing mortgage pre approval in Denver for over 20 years. Let us know how to reach out to you, or give us a call today.

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Pre-qualification means one of our mortgage specialists will contact you. This does not represent an offer to enter into a loan agreement. Loans subject to credit and property approval. Normal credit qualifications and other terms and conditions apply. Not all loan products or terms are available in all states.