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Equal Housing Opportunity Lender
NMLS #392126

Not all applicants will qualify. 90% CLTV requires a min FICO of 740. 85% CLTV HELOC available down to 680 score and is for owner occupied only and full documentation of income. maximum debt to income ratio is 50%. Min loan size is 50k and maximum is $500,000. HELOC has draw periods of either 3yrs or 5yrs and interest only available for 10yrs. Loan term can be either 20yrs or 30yrs. All loans subject to approval and change. Home requires sufficient equity and is capped at a combined loan to value percentage of 89.99. "Insta" HELOC maximum CLTV is 80% and requires a 740 score. Min FICO for "Insta" HELOC is 680 and has a limitation of 65% CLTV. License #392126