Whether you're looking to refinance your home in Denver Metro, Fort Collins, Colorado Springs, Boulder, the foothills or the Rocky Mountains, US Mortgages has the products, programs, and guarantees to make it simple.
Our clients appreciate our fast turn around times—some of the fastest in the industry. For most loans, the entire process-- from application to close, in as little as 2 weeks.
If your credit is less than perfect, newly established, or you're self-employed, talk to
We've made refinancing simple with innovative products like our Goal Keeper Refinance™ and guarantees like our Lifetime Origination Guarantee™ and Secure Equity Protection™
Equal Housing Opportunity Lender
NMLS #392126
Not all applicants will qualify. 90% CLTV requires a min FICO of 740. 85% CLTV HELOC available down to 680 score and is for owner occupied only and full documentation of income. maximum debt to income ratio is 50%. Min loan size is 50k and maximum is $500,000. HELOC has draw periods of either 3yrs or 5yrs and interest only available for 10yrs. Loan term can be either 20yrs or 30yrs. All loans subject to approval and change. Home requires sufficient equity and is capped at a combined loan to value percentage of 89.99. "Insta" HELOC maximum CLTV is 80% and requires a 740 score. Min FICO for "Insta" HELOC is 680 and has a limitation of 65% CLTV. License #392126