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Curious About Refinancing?
Is it right for you?
You could save BIG even if you have a lower rate!

At US Mortgages, we make saving money and achieving your financial goals simple. Whether you are just in early stage of looking or fully ready to make a decision to save, our seasoned personal mortgage advisors will show you just how easy it can be. We have many homeowners who, possibly like yourself, that had rates in the 2's and 3's refinance and see savings exceed $1000/mo! Remove the worry of "timing" the market with our trademarked Lowest Rate for Life program. Lock in savings today and if rates improve increase your savings without ANY additional lender fees (including appraisal)! Always have the lowest rate!
  • Highlighted saver #1 - Mark S.
    Mark S called us looking for a way to save. He had a rate
    at 3.75% and said "I doubt you can save me any money but its worth a shot". We reviewed his account, consolidated over 100K of debts and reduced his monthly expense from 3500/mo down to 1400/mo! YES $2100/mo of savings, even though he had a lower rate than todays rates! Dont get caught in the credit card trap or belief you cant save because of your rate! You can get a No Risk - No Obligation Quote to see how much we can save you and this will NOT affect your credit score!
  • Highlighted saver #2 - Duane & Michelle C. 
    Duane & Michelle C. had a 2.99% fixed rate 1st mortgage. They called saying they saw our commercial claiming we could save them money and wanted to see if it was real. After a 10 minute call to go over needs and goals they got a solution that saved them $1165/mo and INCLUDED $176,000 cash! Not a typo they saved and also got a check for $176,000!!! 
  • Lower Your Monthly Payments
  • Pay Your Home Off Faster
  • Invest in Home Improvements
  • Eliminate Credit Card & Student Debt
  • Create Emergency Cash Reserves
  • Credit Scores to 580 - OK (even lower case by case) 
  • Maximize savings with Lowest Rate for Life™

 

Get a No Risk No Obligation Quote

Why Refinance Your Home with US?

Whether you're looking to refinance your home to do improvements consolidate debts or build or add to an emergency cash reserve fund, US Mortgages has the products, programs, and guarantees to make it simple.
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WE'RE THE FASTEST LOAN IN THE WEST

Our clients appreciate our fast turn around times—some of the fastest in the industry. For most loans, the entire process-- from application to close, in as little as 2 weeks.

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Credit Not So Great? No Problem!

If your credit is less than perfect, newly established, or you're self-employed, talk to US first! We help people in Colorado refinance their homes, even with less than perfect credit.

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INNOVATIVE PRODUCTS AND GUARANTEES

We've made refinancing simple with innovative products like our Goal Keeper Refinance™ and guarantees like our Lowest Rate for Life™ and  Secure Equity Protection™

There are a lot of choices in mortgage companies out there, and finding the right one is critical. This is a big purchase! I was fortunate enough to have found Dave M. at US Mortgages. Dave walked us through the process, got us a great deal on our refi and got it done in a very timely manner, at great rate. Do yourself a favor - when you need a mortgage, there is only one person I would go with - Dave M. with US Mortgages!
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David M.
Denver, Colorado
Making home ownership dreams come true for over 29 years.

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Equal Housing Opportunity Lender
NMLS #392126

Not all applicants will qualify. 90% CLTV requires a min FICO of 740. Reduced loan to values available for credit down to 640 score and is for owner occupied only and full documentation of income. maximum debt to income ratio is 50%. Min loan size is 50k and maximum is $500,000. HELOC has draw periods of either 3yrs or 5yrs and interest only available for 10yrs. Loan term can be either 20yrs or 30yrs. No appraisal is limited to a max loan of 250k. Home requires sufficient equity and is capped at a combined loan to value percentage of 89.99. "Insta" HELOC maximum CLTV is 80% and requires a 740 score. Min FICO for "Insta" HELOC is 680 and has a limitation of 65% CLTV. $25,000 down payment GRANT money requires a min of 6 payments to be made on the new loan for the Grant to be forgiven/satisfied and is open for both first time buyes and repeat buyers whose median hosuehold income is 140% or less than median area average. FHA financing is required as part of the Grant Money. Lowest Rate for Life™ requires customer to maintain good credit history and be able to provide verified proof of employment in accordance with standards set by FNMA, FHLMC and or GNMA. Equal Housing Lender License #392126 Govt ID #25955-00000

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