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Thinking About Refinancing?

At US Mortgages, we make saving money and achieving your financial goals simple. Whether you want to unlock your equity to create the home of your dreams or just want to lower your payments, we'll show you just how simple it can be.
  • Lower Your Monthly Payments
  • Pay Your Home Off Faster
  • Invest in Home Improvements
  • Eliminate Credit Card & Student Debt
  • Create Emergency Cash Reserves

Talk to US.

Why Refinance Your Home with US?

Whether you're looking to refinance your home in Denver Metro, Fort Collins, Colorado Springs, Boulder, the foothills or the Rocky Mountains, US Mortgages has the products, programs, and guarantees to make it simple.
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WE'RE THE FASTEST LOAN IN THE WEST

Our clients appreciate our fast turn around times—some of the fastest in the industry. For most loans, the entire process-- from application to close, in as little as 2 weeks.

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Credit Not So Great? No Problem!

If your credit is less than perfect, newly established, or you're self-employed, talk to US first! We help people in Colorado refinance their homes, even with less than perfect credit.

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INNOVATIVE PRODUCTS AND GUARANTEES

We've made refinancing simple with innovative products like our Goal Keeper Refinance™ and guarantees like our Lifetime Origination Guarantee™ and  Secure Equity Protection™

There are a lot of choices in mortgage companies out there, and finding the right one is critical. This is a big purchase! I was fortunate enough to have found Dave M. at US Mortgages. Dave walked us through the process, got us a great deal on our refi and got it done in a very timely manner, at great rate. Do yourself a favor - when you need a mortgage, there is only one person I would go with - Dave M. with US Mortgages!
David M.
Denver, Colorado
Making home ownership dreams come true for 20+ years.

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Equal Housing Opportunity Lender
NMLS #392126

Not all applicants will qualify. 4.25% has APR is 4.539 based on FICO 740+, Cash Out up to max of 65% LTV, owner occupied only and full documentation of income as well as required reserves. Min loan size is 650k and maximum is 999,999. Rate is locked for first 7yrs and then adjusts based on the following… 30 day avg SOFR has a margin of 3% and current index is 1.443 as of 7/14/22. Lifetime cap of 5% and adjustment period is once each 6 months after the initial 84 rate lock period. All loans subject to approval and change. 90 day payment skip requires current payment to be made on or before 1st for the month due. $250,000 cash out requires sufficient equity and loan is capped at a loan to value percentage of 80.

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