Home refinance rates for Colorado

Cash-out up to $250K. Close in less than 14 days.  See how much you can save today...

At US Mortgages, we understand how important it is to access emergency cash tied up in home equity or lower monthly payments to protect our families. It's easy to apply online. Do it before the end of this month with NO lender fees on many of our programs.
  • Special "FAMILY DISCOUNT" — NO LENDER FEES
  • Cut Term in Half + Save Thousands in Interest
  • Save $500 - $1,500/m (or more)
  • Lower Monthly Payments
  • Access Emergency Cash Reserves
  • Pay-off Credit Card & Other Bills
  • Get Up to a 90-day Break From Payments

Get up to a 3-month break in mortgage payments with NO lender fees!

Find Lowest Rates

New 2023 Colorado Cash Out Programs + NO Lender Fees!

We want to help Colorado families access emergency cash and/or lower their bills. Right now our 15yr and 30yr refinance programs are saving people $500 - $1500/m (or more)! We even offer some programs with ZERO lender fees!! Want to refinance without adding years? Take cash out for lowering bills or home improvements? We've got you covered and more.
Best mortgage support in Colorado.
WE'RE THE FASTEST LOAN IN THE WEST

Our clients appreciate our commitment to service and fast turn around times—some of the fastest in the industry. For most loans, the entire process—from application to close, in as little as 2-4 weeks.

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We Work With All Credit Scores

Even when others say NO, we strive ourselves on saying YES. We understand that people are more than just a credit score. Our team works with every borrower on a case-by-case basis.

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INNOVATIVE PRODUCTS AND GUARANTEES

We've made refinancing simple with innovative products like our Goal Keeper Refinance™ and guarantees like our Lifetime Origination Guarantee™.

There are a lot of choices in mortgage companies out there, and finding the right one is critical. This is a big purchase! I was fortunate enough to have found Dave M. at US Mortgages. Dave walked us through the process, got us a great deal on our refi and got it done in a very timely manner, at great rate. Do yourself a favor - when you need a mortgage, there is only one person I would go with - Dave M. with US Mortgages!
Troy S.
Denver, Colorado

APR Disclosure

Max loan size is limited to 684k and min loan size is 125k. No lender fee special requires min loan size of 300k. 90-day payment skip requires current payment to be made on or before the 1st of the month due. 250K cash out requires sufficient equity and the loan is capped at a loan to value percentage of 80. Eligible loans must meet conventional requirements. Limited to owner-occupied properties only. Not all applicants will qualify.

Equal Housing Opportunity Lender #392126

 
Making home ownership more affordable for 29+ years.

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Equal Housing Opportunity Lender
NMLS #392126

Not all applicants will qualify. 90% CLTV requires a min FICO of 740. Reduced loan to values available for credit down to 640 score and is for owner occupied only and full documentation of income. maximum debt to income ratio is 50%. Min loan size is 50k and maximum is $500,000. HELOC has draw periods of either 3yrs or 5yrs and interest only available for 10yrs. Loan term can be either 20yrs or 30yrs. No appraisal is limited to loan sizes up to 250k. Lowest Rate for Life™ requires customer to maintain good credit history and be able to provide verified proof of employment in accordance with standards set by FNMA, FHLMC and or GNMA. Home requires sufficient equity and is capped at a combined loan to value percentage of 89.99. "Insta" HELOC maximum CLTV is 80% and requires a 740 score. Min FICO for "Insta" HELOC is 680 and has a limitation of 65% CLTV. License #392126 Govt ID #25955-00000

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