Whether you're looking to buy a single-family home (attached or detached), or maybe something a little smaller in Denver, Colorado Springs, Fort Collins, Boulder, or beyond, US Mortgages has the products, programs, and guarantees to make it simple.
Our clients appreciate our fast turn around times—some of the fastest in the industry. For most loans, the entire process-- from application to close, in as little as 2 weeks.
If your credit is less than perfect or maybe newly established, don’t stress, talk to US first! We help people in Colorado buy their dream homes, even with less than perfect credit.
We make home buying dreams come true with innovative programs like our Home. Made Simple™ down payment program and guarantees like our Secure Down Payment Protection™
Equal Housing Opportunity Lender
NMLS #392126
Not all applicants will qualify. 4.25% has APR is 4.539 based on FICO 740+, Cash Out up to max of 65% LTV, owner occupied only and full documentation of income as well as required reserves. Min loan size is 650k and maximum is 999,999. Rate is locked for first 7yrs and then adjusts based on the following… 30 day avg SOFR has a margin of 3% and current index is 1.443 as of 7/14/22. Lifetime cap of 5% and adjustment period is once each 6 months after the initial 84 rate lock period. All loans subject to approval and change. 90 day payment skip requires current payment to be made on or before 1st for the month due. $250,000 cash out requires sufficient equity and loan is capped at a loan to value percentage of 80.