Getting a HELOC in Denver Colorado

Get up to 750K HELOC + keep your current low rate without mortgage insurance. Close in 7-10 days. Access cash you need for anything...

At US Mortgages, we understand how important it is to access emergency cash tied up in home equity for remodels or to payoff high credit card bills or whatever... It's easy, apply online today.
  • Get $50,000 - $750,000 in 7-10 Days
  • Interest Only HELOC Options for up to 10 years
  • Keep Current Low Mortgage Rate With a HELOC
  • Create an Emergency Cash Reserve Fund
  • Pay-off High Interest Credit Cards
  • Remodel or Do Home Improvements/Maintenance

Get up to $750K and keep your low mortgage rate

New Home Equity Credit Lines VS Refinancing — We Do Both

We want to help Colorado families access their equity for emergency cash and/or lower their bills. Most do not want to lose their low mortgage rates but need cash fast. A HELOC is a perfect option. Keep your low rate, tap into as little as $50,000 or as much as $750,000 in 7-10 days. When rates drop we can refinance you to a low rate and pay off the HELOC with our Lowest Rate for Life™ Guarantee.

Best mortgage support in Colorado.
WE'RE THE FASTEST LOAN IN THE WEST

Our clients appreciate our commitment to service and fast turn around times—some of the fastest in the industry. For most loans, the entire process—from application to close, in as little as 7-10 days.

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We Work With All Credit Scores

Even when others say NO, we strive ourselves on saying YES. We understand that people are more than just a credit score. Our team works with every borrower on a case-by-case basis.

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RATE + SAVINGS GUARANTEE

Our Lowest Rate for Life™ Guarantee saves you money! Lock in savings today and if rates improve you can save even more in the future without any addl Lender Fees or Appraisal Fees!

There are a lot of choices in mortgage companies out there, and finding the right one is critical. This is a big purchase! I was fortunate enough to have found Dave M. at US Mortgages. Dave walked us through the process, got us a great deal on our refi and got it done in a very timely manner, at great rate. Do yourself a favor - when you need a mortgage, there is only one person I would go with - Dave M. with US Mortgages!
Troy S.
Denver, Colorado

APR Disclosure

All loans subject to approval and change. 90% CLTV requires a min FICO of 740. Reduced loan to value is available down to 640 score and is for owner occupied only and full documentation of income. maximum debt to income ratio is 50%. Min loan size is 50k and maximum is $750,000. No appraisal is limited to max loan amount of $400k. HELOC has draw periods of either 3yrs or 5yrs and interest only available for 10yrs. Loan term can be either 20yrs or 30yrs. Home requires sufficient equity and is capped at a combined loan to value percentage of 90. "Insta" HELOC maximum CLTV is 80% and requires a 740 score. Min FICO for "Insta" HELOC is 680 and has a limitation of 65% CLTV.

Equal housing lender License #392126 Govt ID 25955-00000