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Buying a Home.
Made Simple.

Get Pre-Approved within 24 Hours

it only takes a few minutes to get on the road to homeownership!
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Programs for Every Buyer!

Conventional

We offer Fixed Rate Loans at the standard 15 Year, 20 Year, 25 Year, and 30 Year loan term length. These loans feature the same interest rate throughout the life of the loan.

FHA

These were designed with less rigorous credit, LTV and income to debt ratio needs and are guaranteed by the Federal Housing Administration. These are offered on a 15, 20, 25 and 30 Year Loan Term Length Basis.

VA Loans

We also offer Veterans Affairs (VA) Loans to military servicemen and servicewomen as well as their families, also on a 15, 20, 25 and 30 Year Loan Term Length basis as well. These loans are guaranteed by the US Department of Veterans Affairs, and can have you in a Colorado home for as little as $0 down payment.

USDA Loan

One of the less common but very valuable government-backed loan we offer is the United States Department of Agriculture Loan or USDA Loan. These loans are a great fit for rural home buyers and incentivize rural home buying by offering an option of no down payment.

Why Purchase Your Home with US?

Whether you're looking to purchase your home in Denver Metro, Fort Collins, Colorado Springs, Boulder, the foothills or the Rocky Mountains, US Mortgages has the products, programs, and guarantees to make it simple.
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WE'RE THE FASTEST LOAN IN THE WEST

Our clients appreciate our fast turn around times; some of the fastest in the industry. For most home loans, the entire process from application to close takes as little as 2 weeks.

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WE HELP WITH CREDIT CHALLENGES

If your credit is less than perfect or maybe newly established, don’t stress, talk to US first! We help people in Colorado buy their dream homes, even with less than perfect credit.

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INNOVATIVE PROGRAMS AND GUARANTEES

We make home buying dreams come true with innovative programs like our Home. Made Simple™ down payment program and guarantees like our Secure Down Payment Proty Protection™

What Our Customers Have to Say:

There are a lot of choices in mortgage companies out there, and finding the right one is critical. This is a big purchase! I was fortunate enough to have found Dave M***** at US Mortgages. Dave walked us through the process, got us a great deal on our refi and got it done in a very timely manner, at great rate. Do yourself a favor - when you need a mortgage, there is only one person I would go with - Dave M***** with US Mortgages! 

David M

I had the opportunity to work with Mr. Todd W***** on obtaining a home loan. I was extremely pleased with this experience! His professionalism and incredible knowledge of this process made what could be a very stressful time, very relaxing and stress free! I will always use and highly recommend Mr. Todd for any and all lending needs! 

Dawn M