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Save $6K - $14K/yr Plus Close Fast With Our Custom 2022 Loan Programs

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Act Before 30th: Get up to a 90-day break in payments with NO lender fees!

New 2022 Colorado Cash Out Program

Whether you're looking to refinance your home in Denver Metro, Fort Collins, Colorado Springs, Boulder, the foothills or the Rocky Mountains, US Mortgages has the products, programs, and guarantees to make it simple. Want to refi without adding years? Take cash out for lowering bills or home improvements? We've got you covered and more.
Best mortgage support in Colorado.
26+ YEARS AS MORTGAGE LENDER

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Custom Terms, Waived Fees & Guarantees

I worked with US Mortgages for our refinance and had a great experience! I was really impressed with how quickly the process was completed. We were done in a little over two weeks from our initial phone call. I got a great rate and the closing costs were more than reasonable.
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Rebecca, S
Arvada, Colorado

 

APR Disclosure

1.99% fixed rate is for 15yrs and has an APR of 2.35%. 2.75% fixed is for 30yrs and has an APR of 3% based on a 740 score, 60% maximum loan to value, owner-occupied, rate and term refinance only and 400k loan amount as of 6/7/21. Maximum loan size is limited to 548,250 and min loan size is 125k. No lender fee special requires min loan size of 300k. Not all applicants will qualify.

Equal Housing Opportunity Lender #392126

APR Disclosure

4.25% has APR is 4.539 based on FICO 740+, Cash Out up to max of 65% LTV, owner-occupied only, and full documentation of income as well as required reserves. Min loan size is 650k and the maximum is 999,999. Rate is locked for the first 7yrs and then adjusts based on the following… 30 day avg SOFR has a margin of 3% and current index is 1.443 as of 7/14/22. Lifetime cap of 5% and adjustment period is once each 6 months after the initial 84 rate lock period. 90 day payment skip requires current payment to be made on or before 1st for the month due. $250,000 cash out requires sufficient equity and loan is capped at a loan to value percentage of 80. All loans subject to approval and change. Not all applicants will qualify.

Equal Housing Opportunity Lender #392126

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