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Purchase and Refinance with Confidence

The Home Safe Equity Guarantee™

Colorado home values are up! Now is the best time to purchase or even refinance. Take some cash out and lock in your additional equity gains because a loan from US Mortgages can be insured against a market loss for 10 years! If the value of your home goes down in the future and you need to sell for any reason, your appraised equity is protected (up to 20% of your home's value). The best part is that it can be included with every qualifying refinance from US Mortgages.



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If you ever have to sell in a down market, your equity is insured by US!


*Disclaimer: FHFA House Price Index used to determine claim loss. Min 620 score and Qualifying Loan Program as guidelines indicated from Dodd-Frank Bill regarding loan limits, full income, ability to repay and for owner occupied properties only. Minimum loan amount of 100,000 also required to be eligible. No claim can be made within the first 12 months of policy issuance and policy ends at time of sale or maximum of 10 yrs from date of issuance. Closing Disclosure statement MUST state home is being used as primary residence. Sale must be to an unrelated third party (true arms length transaction) and no leasebacks are allowed. NON QM loans and loans that are not closed in the name of US Mortgages are not eligible. Maximum coverage included is limited to 5% of purchase price and additional coverage can be added to a maximum of 20% of purchase price or 200,000 whichever is less. Refinance loans are eligible for any coverage limits from 5-20% as well but are NOT included with loan unless selected by borrower(s). This information does not represent a commitment to lend. Additional underwriting guidelines and restrictions apply. Terms and programs listed are subject to change without notice. Ask your personal mortgage advisor for more details.

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Purchase and refinance with confidence knowing your equity is protected.
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