Contest limited to 1 entry per household. Contest does not require application or loan to be started and or completed with US Mortgages to be eligible, but does require verification from a US Mortgages Customer Service Representative or employee. Contest is for any US Citizen, who is a CO resident and at least 18 years of age or older and currently rents, verified by a copy of valid rental agreement in place prior to entry, or owns a home in Colorado (employees of US Mortgages or immediate family are not eligible). Maximum payout is either the current monthly rent/mortgage payment or $2,000.00 per month, whichever is lower and ends at termination of current rental agreement or mortgage up to a maximum of 12 months from start. For homeowners this includes the principle and interest portion of payment only and does not include any escrow or non-escrow portion for insurance and property taxes. Rental agreements that are not in place from a management company need to be documented and supported by canceled checks matching the rental contract. Credit and income restrictions do not apply. Contest ends on 12/31/2019. Monthly winner will be announced on the 5th of each month and the annual winner will be announced January 10th 2020.
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APR DISCLOSURE: 3.75% 30yr Fixed rate has an APR of 4.59% and based off of a 300,000 loan amount, 740 score and min of 10% equity FHA loan. Not all consumers will qualify. Conventional, VA and non QM loans also available. Equal housing Lender #392126