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Consumer credit may affect LTV & APR. APR calculations are based on $300,000 of home mortgage rates (except for jumbo loans.) APR on FHA loans require 10% down payment or equity. APR on FHA loans require a minimum credit score of 740 for the best rate. The APR for a 30 Year fixed rate loan requires the current loan to be FHA insured and endorsed prior to 06.01.09. Loans for borrowers with lesser credit scores all the way down to 550 can be considered for approval with increased fees, rates and/or documentation dependent on credit score. These are available for owner-occupied 1-2 family residential properties only and full documentation of income is required. Exceptions include if product is a refinance of a current FHA loan: employment will be verified but income and appraisal is not required.
Max loan amount is $453,100 on conventional and conventional loans listed above require 20% down payment and or equity and 740 score for best Denver home mortgage rates. Loan limit varies for FHA loans by state and county. Today's mortgage rates are slightly higher for: Jumbo Loans, non-owner occupied and investment properties and second homes. Rates and programs subject to credit approval and subject to change. US Mortgages and its products are regulated by the CO Division of Real Estate. We are an Equal Housing lender NMLS#392126.
With today's lowest mortgage rate, learn more about how our loans can help you and your family reach their financial goals by providing contact information online. We'll be in touch to explore how US Mortgages may be able to help strengthen your financial situation.