Home Mortgage Loan & Financing Options to Buy a Modular Home in Denver, CO

Home Mortgage Loan & Financing Options to Buy a Modular Home in Denver, CO

Think the dream of owning a custom-built home is out of reach? Advances in modular home construction has made the dream a reality for many US Mortgages borrowers. Us Mortgages can help you get a mortgage for your Denver manufactured home. A home built off-site and transported to your property can be purchased for up to 30% less than the cost of a similar house built on-site. Modular homes offer you the chance to choose between hundreds of potential floorplans, have your home built in a controlled, heavily supervised factory environment, and have the building shipped to your location, all at a fraction of the cost of an on-site home.

Did you know that modular homes purchased in Denver are frequently built to a higher standard than site built homes? It's true and happens for a straightforward reason. Many aspects of the construction of the Denver home takes place in a standardized factory and is built in a highly quality controlled assembly line. The multiple tiers of oversight, streamlined project management and strategy inherent in this process are the reason for the high quality. Reach out to US Mortgages for assistance purchasing your Denver modular home.

Purchase a Modular Home in Denver

New construction modular homes boast many advantages including up to a 50% faster construction time. Many facets can also be customized, just like a custom site built home. The construction of modular homes is also significantly more ecologically friendly as there's less waste with the streamlined process of construction. Plus, the air tight walls are built strong to withstand travel and are extremely energy efficient as a result! You will be well protected from all seasons we see in Denver.

Some lenders may hesitate to offer a loan for a modular home. Not at US Mortgages in Denver! We understand the advantages of this new form of housing and how it can improve our borrowers' financial future and the quality of life their families experience. We encourage you to contact US Mortgages to learn more about Denver's modular home financing when purchasing a modular home. We recommend speaking with us to have an understanding with valuable modular home mortgage. to anyone interested in buying a modular home in Denver. Let us know how to get in touch with you by reaching out online or give us a call directly to learn how we can help you make your modular home purchase in Denver.

Pre-Qualify In Minutes

With just some basic information, you are on your way to your new Home. In most cases, our agents will call you in a few minutes to get things started. In some rare events it could be up to 24 hours. We always try to call between 8am and 8pm MST, Monday - Friday. If you would prefer we did call outside those ours, please just add in a note and we will be happy to oblige.

Why should I get pre approved for my home loan or refinancing?

Home loan pre approval in Denver simplifies the loan process. Preapproval allows a lender to see a full 360 degree view of the borrower's financial situation, enabling us to advise borrowers on all home loan considerations. This helps us identify which loan we offer is the best fit for the borrower. Prequalification allows borrowers to pursue the loan that's best for them and their financial situation.

How can I get ready for home loan prequalification in Denver?

Excellent question! A great place to start is by understanding what lenders look at. For the most part, lenders look at 4 things. The first is your FICO credit score which includes your payment history, credit utilization and the length of your credit history. The second is your income with respect to your monthly housing costs. The third is the number of current loans you have and their status. The fourth and final thing lenders consider is the percentage of the cost of the home you're looking to purchase that you can put as a down payment. Get ready for prequalification by understanding your status in these areas and identifying what you can do to improve them before buying a home.

About US Mortgages

US Mortgages has been securing mortgage pre approval in Denver for over 20 years. Let us know how to reach out to you, or give us a call today.

Read More

Pre-qualification means one of our mortgage specialists will contact you. This does not represent an offer to enter into a loan agreement. Loans subject to credit and property approval. Normal credit qualifications and other terms and conditions apply. Not all loan products or terms are available in all states.