Current Rates

Rates as of: January 13, 2017
Loan Type Rate APR
30 Year Fixed 4.125% 4.19%
15 Year Fixed 3.5% 3.59%
30 Year VA 3.75% 3.99%
30 Year FHA 3.75% 4.32%
15 Year FHA 3.375% 4.24%
30 Year FHA (580+ FICO) 4.5% 5.09%

Terms and Conditions

Consumer credit may affect LTV & APR. APR calculations based on 300K loan amount except for jumbo loans. APR on FHA loans require 10% down payment or Equity and min credit score of 740 is required for best rate. APR for 30y fixed rate requires current loan to be FHA insured and endorsed prior to 06.01.09. Loans for borrowers with lesser credit scores all the way down to 550 can be considered for approval with increased fees, rates and or documentation dependent on credit score. Available for owner occupied 1-2 family residential properties only and full documentation of income is required unless its a refinance of a current FHA loan, then employment is verified but income and appraisal is not required. Max loan amount is $417,000 on conventional and conventional loans listed above require 20% down payment and or equity and 740 score for best rate. Loan limit varies for FHA loans by state and county. Rates slightly higher for: Jumbo’s, non owner occupied and investment properties and second homes. Rates and programs subject to credit approval and subject to change. Regulated by the CO Division of Real Estate. Equal Housing lender NMLS#392126